JEWEL LOAN – GOLD / SILVER

Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it. PRIYAKH JAN NIDHI LIMITED designed to provide liquidity against Gold / Silver and Gold Jewellery without having to sell them. Let your gold help you bring the golden period in life...

JEWEL LOAN INTEREST RATE STARTS FROM 13% P.A.

GOLD RATE PER GRAM CALCULATED FOR LOAN AMOUNT WILL BE AROUND RS. 2600/-

LOAN AMOUNT STARTS FROM RS. 5000 ONWARDS

Features & Benefits

• Hassle-free quick processing of loans
• Minimum documentation and quick disbursal
• Simplified Paperwork.
• Easy Payment options.
• EMI Schemes are available with minimum rate of interest

Gold Loan – Eligibility

Anyone who is the member and owns gold /silver ornaments can avail the loan. (Note: Minors are not eligible.) To obtain the loan, you need to submit your gold jewellery (within the Karat range of 18 to 24 k) at your nearest PJNL branches. The loan amount will be sanctioned on the basis of gold valuation which involves verification of its purity. The weight of stones fixed on the ornaments will be deducted for the intention of valuation.

Gold Loan - Documents

To abide by the KYC (Know Your Customer) Policy of RBI and approved KYC norms of our Company, we insist to produce one document of identity proof (Such as Driving License, PAN Card, Voter ID card, Passport, Aadhaar Card etc.) and one document of residential address proof (Such as Telephone Bill, Electricity Bill, Driving License, Voter ID card, Passport, Aadhaar Card, Bank Statement/Passbook, Letter from reputed employer/ Public Authority).There are no end-use restrictions in gold loans.