About Srs aashirwad Nidhi Limited Loan against Property
Avail Srs aashirwad Nidhi Limited's loan against property(LAP) for your personal or business needs. Both residential and commercial properties can be mortgaged for availing a loan against property. Srs aashirwad Nidhi Limited provides a smooth & hassle-free LAP to both salaried and self-employed individuals. Srs aashirwad Nidhi Limited’s loan against property is a simple solution to your financial needs.
Loan Against Property Key Features
- Loan against fully constructed, freehold residential and commercial properties for: Business Needs; Marriage, medical expenses and other personal needs; transferring your outstanding loan availed from another Bank / Financial Institution
- Easy and hassle free documentation
- Simple repayments through monthly instalments
- Integrated branch network for availing and servicing the loan anywhere in India
- Longer tenure, smaller EMIs
- Attractive interest rates
Loan Against Property Interest Rates
STANDARD RATES-LOAN AGAINST PROPERTY
Adjustable Rate Home Loan
| Loan Slab |
Interest Rates (% p.a.) |
| Self Occupied Residential Property (Upto 49.99 Lakhs) |
7.50 to 8.50 |
| Self Occupied Residential Property (50 Lakhs & Above) |
7.35 to 8.35 |
| Non - Self Occupied Residential Property (Upto 49.99 Lakhs) |
7.95 to 9.30 |
| Non - Self Occupied Residential Property (50 Lakhs & Above) |
7.80 to 9.15 |
| Loan Slab |
Interest Rates (% p.a.) |
| Commercial Property (Upto 49.99 Lakhs) |
7.95 to 10.30 |
| Commercial Property (50 Lakhs & Above) |
7.80 to 10.15 |
TruFixed Loan – 2 Year Fixed Rate Variant
Retail Prime Lending Rate:(Non Housing) 9.70%
| Loan Slab |
Interest Rates (% p.a.) |
| Self Occupied Residential Property (Upto 49.99 Lakhs) |
7.90 to 8.90 |
| Self Occupied Residential Property (50 Lakhs & Above) |
7.75 to 8.75 |
| Non - Self Occupied Residential Property (Upto 49.99 Lakhs) |
8.55 to 9.30 |
| Non - Self Occupied Residential Property (50 Lakhs & Above) |
8.35 to 9.15 |
| Loan Slab |
Interest Rates (% p.a.) |
| Commercial Property (Upto 49.99 Lakhs) |
8.55 to 10.30 |
| Commercial Property (50 Lakhs & Above) |
8.35 to 10.15 |
Loan Against Property Eligibility Details
You can apply individually or jointly for a Loan Against Property. All owners of the property will have to be co-applicants.
Who can apply for a Loan Against Property
Primary Applicant
- AGE: 21-65 years
- PROFESSION: Salaried / Self Employed
- NATIONALITY: Resident Indian
- GENDER: All Genders
Co-Applicant(s)
- Adding Co-Applicant helps in maximizing the loan amount.
- Adding Women Co-Owner helps in getting better interest rate.
- All co-applicants need not be co-owners. Generally co-applicants are close family members.